Top Tips to Boost Your Credit Score in 2024


Pay Credit Card Bills on Time 

Timely payments are important for a healthy credit score. Set up reminders or automatic payments to avoid late payments.


Limit your credit card usage

Aim to decrease credit card balances and maintain a low credit utilisation ratio. Ideally, keep your credit card balances below 30% of your credit limit


Diversify your credit mix

Consider diversifying your credit mix by combining credit cards, installment loans, and other types of credit. A well- rounded credit portfolio can positively impact your score.



Build a Good Payment History

If you need a credit history or need to improve it, consider opening a secured credit card. Establishing a positive credit history is crucial.



Review your credit report regularly

Schedule regular reviews of your credit report to catch any errors or discrepancies. Always try to maintain a clean credit history.


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