Personal Finance

We’ll be your partner on your personal finance journey. From budgeting basics and smart saving strategies to debt management and long-term investing, we’ll provide the tools and guidance you need to take control of your money and achieve your financial goals.

Personal Finance Tools
Featured video

6 Rules of Investing:

Investing for success is a marathon, not a sprint. To get started right, build an emergency fund, invest early for compounding benefits, and focus on the long term. Diversify your investments to manage risk, understand what you’re buying, and seek professional guidance if needed. By following these 6 rules, you’ll be on your way to building wealth through smart investing.

Learn more about Personal Finance
The Ultimate Guide to Investing in Index Funds for Beginners 

The Ultimate Guide to Investing in Index Funds for Beginners 

Investing in index funds is a smart way to grow your wealth with minimal effort. Here's the ultimate guide to

How to Improve Your Credit Score Quickly: 7 Proven Strategies 

How to Improve Your Credit Score Quickly: 7 Proven Strategies 

Improving your credit score can open doors to better financial opportunities.   Here are seven proven strategies to boost your score

Building a Strong Retirement Portfolio (Even on a Budget) 

Building a Strong Retirement Portfolio (Even on a Budget) 

Building a strong retirement portfolio is essential for financial security, even if you're on a budget. Here are some strategies

Free Tax Filing Options for Americans in 2024 

Free Tax Filing Options for Americans in 2024 

Filing taxes can be a stressful task, but free tax filing options can ease the burden. Here are some available

Read up on Personal Finance
Our Personal Finance Videos
Frequently Asked Questions (FAQ's)

Good debt helps you build wealth (e.g. mortgage, student loans). Bad debt costs you more than it benefits (e.g. credit card debt, payday loans).

Build credit history & pay bills on time. Keep credit utilization low & fix errors on your report.

Roth IRA vs. Traditional IRA: Taxes now vs. later.

Roth IRA: Pay taxes upfront, grow tax-free, withdraw tax-free in retirement (with conditions).

Traditional IRA: Deduct contributions now, pay taxes on withdrawals in retirement.

Safe investment depends on 2 things:

Time horizon: How long you can leave your money invested (younger = more risk OK).

Risk tolerance: How comfortable you are with potential losses (sleep at night factor).

Our Authors

Annu

Finance Advisor

Margarette

Senior Writer

Chanelle

Lead Writer

Category: Personal Finance