Personal Finance

We’ll be your partner on your personal finance journey. From budgeting basics and smart saving strategies to debt management and long-term investing, we’ll provide the tools and guidance you need to take control of your money and achieve your financial goals.

Personal Finance Tools
Featured video

6 Rules of Investing:

Investing for success is a marathon, not a sprint. To get started right, build an emergency fund, invest early for compounding benefits, and focus on the long term. Diversify your investments to manage risk, understand what you’re buying, and seek professional guidance if needed. By following these 6 rules, you’ll be on your way to building wealth through smart investing.

Learn more about Personal Finance
5 Essential Tips for Choosing the Best Auto Insurance in 2024 

5 Essential Tips for Choosing the Best Auto Insurance in 2024 

Choosing the best auto insurance can be daunting, especially with the numerous options available.   Here are five essential tips to

Cybersecurity Tips for Online Banking and Financial Accounts

Cybersecurity Tips for Online Banking and Financial Accounts

In today's digital age, cybersecurity is paramount, especially when it comes to online banking and financial accounts. With cyber threats

Top 10 Student Loans of 2024: Federal & Private Options Compared

Top 10 Student Loans of 2024: Federal & Private Options Compared

Introduction As the cost of higher education continues to rise, the search for the right student loan becomes increasingly important

Top 7 Side Hustles to Supercharge Your Student Loan Repayment

Top 7 Side Hustles to Supercharge Your Student Loan Repayment

If you're like most of us, you're probably juggling a million things while trying to stay afloat financially. With Student

Read up on Personal Finance
Our Personal Finance Videos
Frequently Asked Questions (FAQ's)

Good debt helps you build wealth (e.g. mortgage, student loans). Bad debt costs you more than it benefits (e.g. credit card debt, payday loans).

Build credit history & pay bills on time. Keep credit utilization low & fix errors on your report.

Roth IRA vs. Traditional IRA: Taxes now vs. later.

Roth IRA: Pay taxes upfront, grow tax-free, withdraw tax-free in retirement (with conditions).

Traditional IRA: Deduct contributions now, pay taxes on withdrawals in retirement.

Safe investment depends on 2 things:

Time horizon: How long you can leave your money invested (younger = more risk OK).

Risk tolerance: How comfortable you are with potential losses (sleep at night factor).

Our Authors

Annu

Finance Advisor

Margarette

Senior Writer

Chanelle

Lead Writer

Category: Personal Finance