Credit Score Estimator
Take control of your financial future!
Our free credit score estimator provides a quick and easy way to get an estimated range for your credit score.
Credit Score Estimator (USA)
Estimate your credit score based on key financial metrics.
Estimated Credit Score:
7 Credit Score Hacks You Need to Know
- Pay bills on time: This is key! Late payments hurt the most.
- Keep credit card balances low: Aim for less than 30% utilization.
- Apply for credit sparingly: Multiple applications can lower your score.
- Have a mix of credit: Include credit cards and installment loans.
Check your credit report regularly: Fix any errors you find. - Co-sign with caution: You’re responsible for the debt too.
- Be strategic about old accounts: Closing them can hurt your score.
Explore Our Other Useful Tools
- Choose a mutual fund scheme: This is the fund your money will be invested in. There are different types of mutual funds with varying risk profiles.
- Set up your SIP: Decide the amount you want to invest each time and the frequency (monthly, quarterly, etc.).
- Auto-debit: The chosen amount will be automatically deducted from your bank account on the chosen date and invested in the mutual fund scheme.
- Units are allocated: You receive mutual fund units based on the Net Asset Value (NAV) on the investment date. NAV is the price per unit of the mutual fund scheme.
Discipline: Ensures regular investment regardless of market fluctuations.
Rupee-cost averaging: Helps you buy more units when the NAV is low and fewer units when it’s high, potentially balancing the overall cost per unit.
Affordable: You can start with a small amount, making it suitable for beginners.
Convenience: Auto-debit takes care of the investment process.
Mutual funds themselves are regulated, but SIP investments carry market risks.
If you change your bank account, you need to update the new bank details with your mutual fund house to ensure uninterrupted SIP payments. This can typically be done online or by submitting a physical form.